What is student loan law? Because so many of our clients are struggling financially with their federal, state and private student loans, we work with you to find the options available to help make your student loan debt more manageable.
We provide you with a comprehensive and personalized analysis of your federal and/or state student loan portfolio to determine eligibility for various areas and programs, including:
- Administrative discharge
- Loan cancelation or forgiveness
- Loan deferment
- Loan forbearance
- Loan settlement
- Various other forms of repayment
If you have private student loans, we provide you with the same analysis, to determine all of your available options, including:
- Proactive or reactive settlement
- Eligibility for cancelation
- Eligibility for bankruptcy discharge
- Availability of defenses.
We discuss all of these options with you and we provide full implementation of the best strategy moving forward, including assistance with the completion of forms and applications for forbearance, deferment, settlement, rehabilitation, consolidation and/or repayment. We also provide direct representation in communications with collection agencies, settlement negotiations, repayment plan negotiations, prevention or elimination of administrative wage garnishments, social security offsets, tax refund intercepts and other collection activity, including representation in lawsuits brought by student loan lenders.
If you are overwhelmed by your student loan debt and you don’t know what to do next, we can help. Allow us to demystify your student loans and put you back in control.
Please keep in mind that every student loan matter is different. If you have questions about your federal, state or private student loans and you would like to schedule a no-cost consultation, please contact our office by completing the form on this website or calling us at (954) 516-2566.