News & Announcements

Qualifying for Public Service Loan Forgiveness

June 7, 2017 | Category: Student Loan Debt

If you are working full-time in a public service job, you should determine whether you qualify for the Public Service Loan Forgiveness (PSLF) program. Under this program, qualifying borrowers may have the remaining balance of their student loan forgiven.

How do you qualify for this type of loan forgiveness? You must work full-time for a public service organization, you cannot be in default on any of the student loans for which forgiveness is being requested, and you must make 120 qualifying payments on your eligible federal student loans after October 1, 2007. In other words, forgiveness of loan balances under this program will not be granted until October of 2017.

All non-defaulted loan made under the Direct Loan Program can be eligible for loan forgiveness. Parents who took out a Direct PLUS Student Loan can be eligible for forgiveness if the parent borrower (not the student) is employed by a qualifying public service organization. Additionally, federal student loans made under programs other than the Direct Loan Program may become eligible for forgiveness if they are consolidated into a Direct Consolidation Loan.

Please keep in mind that every matter is different. If you are interested in the Public Service Loan Forgiveness program and would like more information, please contact our office by completing the form on this website, calling us at 954-920-5355, or emailing us at

Leiderman Shelomith Alexander + Somodevilla, PLLC

Fort Lauderdale

2699 Stirling Road, Suite C401
Fort Lauderdale, FL 33312

T. 954-920-5355 | F. 954-920-5371


2 South Biscayne Blvd, Suite 2300
Miami, FL 33131

T. 305-894-6163 | F. 305-503-9447

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