The Path to Financial Freedom Starts Here
The attorneys at Leiderman Shelomith Alexander + Somodevilla, PLLC provide a results-oriented approach to your legal problems. Having an experienced attorney help you navigate through the legal process can mean the difference between success and failure. Many individuals who are thinking about filing for bankruptcy protection consider doing it without the help of an attorney. When a person represents himself or herself, it is called "pro se" representation. While representing yourself may seem like it will save you money, the reality is that it could cost you more than you realize. Losing assets, having your discharge denied, or having your case dismissed is much more expensive than hiring an attorney to represent you.
There is a reason the courts require attorneys to go to years of school in order to practice law and represent you. Bankruptcy laws are very technical, complicated, and confusing, and you are required to complete many official forms under penalty of perjury. While you are permitted to file a bankruptcy case without an attorney, it is extremely difficult to do so successfully. In fact, according to some studies, debtors who represent themselves in a standard Chapter 7 case successfully obtain a discharge of their debts only 61% of the time, as opposed to 95% of the time for those represented by a lawyer. In Chapter 13 cases, the success rate for debtors representing themselves is less than 1%.
The failure to timely and accurately complete official forms may affect your rights, result in the dismissal of your case, and adversely affect any future bankruptcy filing. In addition, only an attorney can give you legal advice. The Bankruptcy Court Clerk's Office staff is prohibited from giving legal advice and cannot aid you in the completion of required forms. Bankruptcy petition preparers are not attorneys and cannot give legal advice.
Using self-help books or the internet do not prepare you for the various circumstances and issues that can arise during your case. Also, "do-it-yourself" books and websites do not have experience in practicing before your local court. A bankruptcy attorney does. This practical experience can make a significant difference in how your case turns out. Hiring a bankruptcy attorney who has a good reputation and who is well-known by the judges and trustees can increase the chance that your case runs efficiently and effectively.
Similarly, the myriad of options available to student loan borrowers can be overwhelming. Having an experienced attorney assist you in curing a student loan default or resolving a garnishment can not only save you a substantial amount of money in a new repayment plan, but you may be able to have your student loans forgiven or discharged, and not even know it.
So, how do we begin? Start by contacting Leiderman Shelomith Alexander + Somodevilla, PLLC today, either by calling us at (954) 920-5355 or through the Contact Us form on this website. We provide a no-cost initial consultation for all legal matters, so there is no risk to you. Let us begin your journey to financial freedom today!